Retirement Strategies

If you’re like most Americans, you’re concerned about retirement.

Whether you plan to retire or not, one thing is certain….you’ll need money, and not just a lump sum of money, but a continuous flow of money that will last a lifetime. At Smith Gillis Financial, LLC, we help you establish a strategy that, if followed, will help ensure you don’t outlive your money.

We have a full suite of services to help you navigate down your financial path, including but not limited to:

• Lifetime Income Strategies
• Traditional IRA​
• Roth IRA​
• Roth Conversions
• Employer Retirement Plan Considerations​
• Defined Benefit Plans​
• Fixed Annuities​
• Fixed Index Annuities

Social Security Exploration

Will your Social Security benefits be enough in retirement?

To help ensure you have a strategy in place to address some of those concerns, you may find it helpful to work with someone with experience in using life insurance and fixed annuities to help solidify your retirement strategy with valuable protection and guarantees.*

Bridge the gap in your retirement strategy. We can help:

• Review your Social Security and retirement statements to determine potential retirement income shortfalls, where a fixed annuity may be a potential solution.
• Explain the importance of routinely verifying your Social Security statement earnings record for accuracy.
• Explore strategies that may enhance the benefits available to married couples.
• Review your unique situation to determine potential eligibility for other types of benefits (ex-spousal, dependent, or caregiver benefits).
• Examine potential effects of taxation on Social Security benefits in light of other sources of retirement income.

Life Insurance & Annuities

Here at Smith Gillis Financial, LLC, we specialize in Life Insurance to help protect young families just starting out, prepare for college funding, prepare for their own retirement, or be ready for the unexpected. We take pride in helping to provide protection to the hundreds of families who want to help prepare their loved ones for the future. These solutions can be found using an array of different insurance products such as Term Life, Index Universal Life, Single Premium Life, etc. We have the experience and the caring approach to help you find a solution for your family and protection for your family’s future.

Medicare & Supplements

With more than thirty years of collective Medicare-related experience, we are able to inform and educate you concerning your Medicare. We have access to an extensive portfolio of supplemental products to help fit any need and can help you choose your Part D, as well. Be it traditional Medicare Supplement or Medicare Advantage, we can help you save money and receive the best care and coverage available.