Smith Gillis Financial

Maximizing Social Security
2026-03-10 18:00 - 20:00 (America/New_York) | Edward Smith Library, 3 Old Post Road Northford, CT 06472
One of the most important decisions you need to make before you retire is when and how to claim Social Security benefits. About half of retirees apply for Social Security as soon as they become eligible at age 62, but by doing so, they may significantly and permanently impact their income and benefits for the rest of their lives.
The difference between the best and worst possible decision of when to start Social Security can cost you THOUSANDS OF DOLLARS A YEAR in retirement income – for life!
That’s why it’s vital to understand the latest Social Security and Tax rules, options and strategies BEFORE FILING FOR YOUR BENEFITS.
Learn how to maximize your benefits, minimize your taxes, and make more informed decisions about your retirement.
We’ll discuss these important topics – and many more.

Current rules and regulations you should understand before deciding when to start your benefits
How much lifetime income you could lose by making the wrong decision about when and how to claim your benefits
The future of Social Security and what it could mean to you
Strategies to consider BEFORE deciding to apply for benefits
Maximizing your Social Security benefits
Can you change your Social Security election if you’ve already filed?
How your benefits are affected if you’re still working
How your Social Security benefits are taxed and ways to minimize – or even eliminate – the taxes on them
Why married couples could miss out on substantial benefits by not knowing the current Social Security rules
Navigating spousal and survivor benefits
The strategy behind delaying the start of your benefits. Is it the right choice for you?
Cost-of-living adjustments (COLAs)and how they impact your benefits
How your IRA, 401(k) and other income sources work together with Social Security to fund your quality of life in retirement

Maximizing Social Security
2026-03-11 18:00 - 20:00, 2026-03-31 18:00 - 20:00 | Brookfield Library, 182 Whisconier Road, Brookfield, CT, 06804, United States

Maximizing Social Security
2026-03-12 18:00 - 20:00 | Atwater Library, 1720 Foxon Road North Bradford, CT 06471

Maximizing Social Security
2026-03-18 18:00 - 20:00, 2026-03-26 18:00 - 20:00 | Cheshire Library, 104 Main Street, Cheshire, CT, 06410, United States

Maximizing Social Security
2026-03-25 18:00 - 20:00 | Wolcott Public Library, 469 Bound Line, Road Wolcott, C, CT, 06716, United States
